Friday, 19 May 2017

The Money Game

When I opened a new savings account to hold my extra earnings, the teller asked me if I was interested to open a Unit Investment Trust Fund(UITF) instead. She insisted on the benefits and higher return rate I could get if I opt instead for the latter but I refused, giving myself some time to think it through. When I go wander to that moment and ponder, it's funny how money controls us in what I coined as its 'Money Game'.

We unknowingly played it all along and the Game Master were the business people, the bank people. Through time it evolved to make us work harder and harder for a future of materialism. First level, we need to work to earn money and buy our needs. That's okay. Second level, we need to work harder or longer to earn more money and buy our wants (Yey! we get a shot of short-term happiness). Third level, we need to open up a savings account to save money and prepare for the uncertainties the future brings. With this, we actualized in our mind to be ruled out by money, to let it control our life, to be crippled by it and chase it. The game never ends, it keeps on evolving. The fourth level lashed out the safety net 'savings account' will shield for the future's uncertainty, now they are instilling that its gonna be beaten by inflation and we need to go opt for stocks and UITF that now will give us the safety net.

Will the chase for higher interest rates and bigger income come to an end? Will it while they keep on advertising artificial needs, securities, and wants?